Credit One Bank Platinum Visa Review: It’s Like Gambling, Because You Lose All the Time

One of my hobbies is reading through the terms of credit card offers to see just how terrible they are. This latest one sent to my wife — who has excellent credit I should add — might take the cake.

The envelope says she’s pre-approved for a “Platinum Visa.” Intrigued, and as yet unaware Visa even offers such a card, the hair on my neck stands as I caress the sleek, minimalist, flat-black packaging. No longer able to contain my curiosity, I enlist my finest monogrammed letter opener — the only tool fit for such a gentlemanly communique as this — and indulge!

Inside, the offer is from CreditOne Bank — no, not Capital One, who themselves have some quite insulting offers — this is CreditOne Bank, headquartered in that hamlet of financial prudence and stability known as Las Vegas, NV.

The terms?

24% APR, $99 annual fee, billed monthly at $8.25, an additional annual $19 “participation fee,” and a credit limit “up to” a whopping $1,500. Best of all — in a move I can’t even believe is legal — this card begins charging interest on all purchases the minute they’re made, meaning that 24% APR we mentioned earlier is entirely unavoidable. Heck, you’ll have interest piling up on the $8.25+$19 they charge off the bat before you even get your card in the mail!

But, if you’ve been searching for a way to throw money into a bottomless pit even when you’re not physically in Las Vegas, we’d be happy to drop off your application at the cashier’s cage next time we’re at the Excalibur Casino’s weekly “Slots ‘n’ Seafood Extravaganza.”

Video: Delta y su perspectiva de liderato basado en valores

Video: Delta y su perspectiva de liderato basado en valores

Un pescador de camarones detiene su camioneta una mañana para darle trabajo a un adolescente. A través de la jornada de trabajo, el hombre ayuda tanto a desconocidos como a otros trabajadores.  El adolescente sólo observa o se entretiene con su teléfono inteligente.  ¿Habrá captado los mensajes que su mentor quería comunicarle?

Este video, que fue mostrado ante miles de líderes de Delta que asistieron a la Conferencia  de Líderes de Delta la cual se lleva a cabo dos veces al año, ilustra la perspectiva de la compañía de liderato al servicio de otros. El video lleva el concepto de este valor aún más allá, porque ser líder se trata de lo que hacemos y de cómo otros empleados están observando.   Sus acciones son influenciadas por el comportamiento de sus líderes, aun cuando esto no sea siempre aparente.

Son los efectos de esas acciones los que ayudan a que los empleados de Delta provean a 170 millones de clientes un nivel de servicio que sienta los parámetros de la industria.

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Video: Delta’s values-based approach to leadership

Video: Delta’s values-based approach to leadership

A shrimper stops his truck one morning to pick up a teen for a few days on the job. The man pitches in to help strangers and co-workers while the teen looks on or stares at his smartphone. Did he absorb the message his would-be mentor was trying to convey?

This video, shown to several thousand leaders at the biannual Delta Leadership Meeting in Atlanta, illustrates the company’s approach to leadership, a servant leadership. The video takes this core Delta value a step further: Leadership is about what you do, and employees are watching. They are influenced by their leaders’ behavior – even when it’s not always apparent.

And the ripple effect helps Delta employees provide a level of service to 170 million customers that sets the industry standard.

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Pilot Unmanned Aircraft Reports Much Higher in 2015

FAA Update: Pilot Unmanned Aircraft Reports Much Higher in 2015

August 12– Pilot reports of unmanned aircraft have increased dramatically over the past year, from a total of 238 sightings in all of 2014, to more than 650 by August 9 of this year. The FAA wants to send out a clear message that operating drones around airplanes and helicopters is dangerous and illegal. Unauthorized operators may be subject to stiff fines and criminal charges, including possible jail time.

Pilots of a variety of different types of aircraft including many large, commercial air carriers reported spotting 16 unmanned aircraft in June of 2014, and 36 the following month. This year, 138 pilots reported seeing drones at altitudes of up to 10,000 feet during the month of June, and another 137 in July.

Meanwhile, firefighters battling wildfire blazes in the western part of the country have been forced to ground their operations on several occasions for safety reasons when they spotted one or more unmanned aircraft in their immediate vicinity.

The FAA will continue to work closely with industry partners through the Know Before You Fly campaign to educate unmanned aircraft users about where they can operate within the rules. The agency is also supporting the National Interagency Fire Centers If You Fly, We Cant efforts to help reduce interference with firefighting operations.

However, the FAA also is working closely with the law enforcement community to identify and investigate unauthorized unmanned aircraft operations. The FAA has levied civil penalties for a number of unauthorized flights in various parts of the country, and has dozens of open enforcement cases.

The FAA encourages the public to report unauthorized drone operations to local law enforcement and to help discourage this dangerous, illegal activity.

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Learning to fly from the ground up

Flight simulators play a critical role in training pilots and ensuring passenger safety.

They cost millions to build and require great dexterity and judgment to “fly,” but they never leave the ground. They’re flight simulators, and they’ve played a critical role in aviation history and at Delta.

And they continue to be essential tools for training pilots and ensuring passenger safety.

Today’s simulators, which stand atop hydraulic or electric “legs” to simulate motion, offer a much wider scope of exercise possibilities while reducing the need for extensive flight training in an actual aircraft. Doing so significantly reduces costs and often simulators are the only way to test new equipment, procedures and flight conditions without compromising aviation safety.

While a simulator is used to test and prepare for the real world – for normal flight experiences – it’s also valuable to use in preparation for abnormal situations.

“Although it’s impossible to replicate the airplane perfectly, the simulator allows pilots to practice emergency situations that they wouldn’t be able to replicate in the actual airplane,” said Ryan Bradley, an MD-88 First Officer.

New Delta pilots – or those transitioning to a new aircraft type – train in a simulator as part of a six week course, which also includes a mix of  briefings and computer-based learning.

Delta has 28 full-flight simulators on site – for all of the mainline fleets, with the exception of the B717, which will be installed next year.

Delta regularly updates its “fleet” of simulators. An A330 simulator is being added later this year to support training for the growing fleet. Because Delta’s Boeing 747-400 fleet is being retired so, too, is its group of full-flight 747 simulators.

The tool has come a long way since its origins.

In the 1920s, Ed Link, who would become a pioneer in aviation, took flying lessons. The lessons were expensive, and Link felt there had to be a better way to teach flying. Within a year, he’d designed the first rudimentary flight simulator, which he used to teach his brother to fly.

Although Link tried to interest a number of companies in the device, no one saw a future for it. Discouraged, he took his simulator around the country and sold rides for 25 cents but a series of airplane accidents led the Army to take an interest in Link’s trainer.

In the 1940s simulators were adopted by commercial operators as well. The first airline simulator was manufactured for Pan American Airways. The Boeing 377 simulator didn’t move and had no visual system, but the cockpit was an exact replica of the aircraft down to the last detail.

In the 1960s simulator movement came into play, and a decade later computer-generated graphics were introduced. Three-dimensional landscapes were developed, which today are projected visual scenes presented in high resolution and include real world images.

Nowadays there are many types of training simulators, varying in complexity and function, including PC-based, instrument only, fixed (with graphical capabilities but no motion) and full-flight (with motion platforms that move to provide physical sensations of flight and are usually aircraft-specific and highly functional).

The machines require a great deal of human knowhow. Maintenance folks handle the device’s multilayered upkeep including electronics, hydraulics, mechanical and computer systems. Engineers design, analyze, test and implement modifications to the devices to make them mirror the experience of flying Delta’s aircraft as closely as possible.

“We handle a lot of technical stuff to provide the ultimate virtual reality,” said Bob Aguglia, an industry veteran and aerospace engineer in the Simulator Support Department who played a hands-on role in the development of the Boeing 747-400 simulator. He even worked with Link years ago.

The Delta Flight Museum in Atlanta houses a Boeing 737-200 simulator, which is the only one of its kind in the U.S. available for public use. Reservations are required for 1-4 people per experience, ages 16 and over. (Not recommended for pregnant women or those with back issues or motion sickness.) Simulator guests receive a 10-minute preflight briefing, 45 minutes of flight time and a 5-minute review at the end of the trip.




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